Securian: age 120 “Eclipse Protector II Indexed Universal Life” Prudential: age 120 “PruLife® Founders Plus Indexed UL (2023)” Nationwide: age 120 “Nationwide Indexed UL Protector II 2020” Lifetime Guarantee IULs: No-Lapse Guarantee (NLG, ULSG)Īmerican General: age 100 “Value+ Protector III IUL” Indexed Universal Life carriers, products, highlights, notable features
Securian “Eclipse Accumulator Indexed Universal Life” for cash value accumulation, S&P PRISM 1 year uncapped has a great track record for returns recommend Nationwide “Nationwide Indexed UL Protector II 2020” age 120 Extended No-Lapse Guarantee Rider option, Long-Term Care Rider option recommend
Securian “Eclipse Protector II Indexed Universal Life” age 120 No Lapse Guarantee (NLG IUL) option recommend American General “Value+ Protector III” recommend age 100 No-lapse Guarantee option Accelerated Access Solution Rider for chronic illness, option, best hybrid life insurance/chronic illness rider